The SBA backs 90% of your bond, so sureties say yes to contracts they'd normally decline. You pay a standard premium, no extra collateral. Eligible contracts up to $9M (state/local/private) or $14M (federal). Call Matt Lawson, Head Underwriter, at (762) 499-0237 to see if you qualify.
Surety Risk
Contract Cap
Collateral
Pathway
What Is It?
A federal program that backs surety bonds for small contractors who can’t qualify in the standard market. The SBA doesn’t issue bonds. It guarantees up to 90% of the surety’s loss if a contractor defaults, which dramatically reduces the surety’s risk and lets them write bonds they otherwise wouldn’t.
Who It’s For
What Bonds Are Covered
Bid Bonds
Free for our active contractor clients. Bid more jobs without paying upfront.
Performance Bonds
Guarantees you complete the project per the contract terms.
Payment Bonds
Guarantees subcontractors and suppliers get paid.
The program does not cover license & permit bonds, court bonds, or commercial bonds. Those go through standard markets.
How It Works
15-minute conversation about your project, finances, and whether SBA is the right path.
Submit financials, credit info, and contract details. More paperwork than a standard bond, but we walk you through it.
An SBA-approved surety underwrites. Approval timing: 3 to 7 days with a PSB surety, 1 to 2 weeks with a Prior Approval surety.
You receive your bond. Take the contract. Build your bonding track record for future jobs.
The Cost
For contracts up to $500,000, the SBA Quick Bond program offers a streamlined application with less paperwork. Built for emerging contractors with limited bonding experience or challenged credit.
Ready to Talk?
Matt Lawson, Head Underwriter
15 minutes on the phone and you’ll know if SBA is your path.
📞 (762) 499-0237
✉ Contact@JunnoLLC.com
⚡ Available 24/7
Junno Consulting LLC (dba Junno Surety) is a licensed surety bond producer in Georgia and California. SBA program participation is subject to SBA eligibility rules and surety underwriting. Junno is not affiliated with or endorsed by the U.S. Small Business Administration.