A lost title bond, also called a certificate of title bond, lets you get a clean title for a vehicle when you do not have the right paperwork. It protects past owners and the state.
- Who needs it
- Vehicle owners with missing or bad title paperwork
- Typical bond amount
- 1.5 to 2 times the vehicle value
- What you pay
- Often starts around $100 for common cars
- Term
- Usually 3 years
- A claim protects
- Past owners and lienholders
What is a Lost Title Bond?
A lost title bond is a promise that you really own the vehicle. If someone later proves they had a claim to it, the bond pays them. This lets your state feel safe giving you a title.
You use this bond when you cannot find the title, the title was never signed over, or the paperwork is a mess. It is a common fix for a missing title.
Who needs a Lost Title Bond?
Drivers who bought a car but never got a good title need one. So do people who got a car as a gift, built a custom vehicle, or have an old title with errors.
Your state DMV or revenue office will tell you if a bonded title is the path for your situation.
How does a Lost Title Bond work?
Here is the usual process:
- You find the value of the vehicle. The bond amount is usually 1.5 to 2 times that value.
- You buy the bond from Junno Surety, often for a low flat fee on cheaper cars.
- You take the bond and your forms to the DMV.
- The state gives you a bonded title, which you can drive and sell.
- If a past owner proves a claim within the bond term, the bond pays them.
The bond usually lasts three years. After that, your title becomes a normal clean title.
How much does a Lost Title Bond cost?
For most everyday cars, the bond is cheap and often starts around $100. The price climbs as the vehicle value, and the bond amount, climbs.
Junno Surety can often issue your bond by email in minutes so you can get to the DMV the same day.
What happens if someone files a claim?
A claim is rare. It happens only if someone proves they owned the vehicle or had a lien on it. The bond pays that person, and then you repay the bond company. After three years with no claim, the bond ends.
How to get your Lost Title Bond from Junno Surety
Junno Surety makes lost titles painless. Send us the vehicle value and your state, and we email your bond fast. Many customers are bonded the same day.
We are a licensed surety bond agency and can often issue your lost title bond the same day. Start your free quote → or call (762) 499-0237.
Things to know about a Lost Title Bond
A bonded title is a normal, legal title. You can drive the vehicle, insure it, and sell it. The only difference is the word bonded printed on it for three years. During those three years, if someone proves they really owned the vehicle or had a loan on it, the bond pays them. After three years with no claim, the bonded note drops off and you have a regular title. Most people never see a claim. To get started, you just need the vehicle value and your state's form. We email the bond fast, so many customers finish the whole thing in a single day.
Frequently asked questions
How much is the bond amount?
Usually 1.5 to 2 times the value of the vehicle. Your state sets the exact rule.
How long does the bond last?
Most last three years. After that, with no valid claim, your title becomes a normal title.
How fast can I get it?
Often within minutes by email for common cars, so you can head to the DMV the same day.
Can I sell a car with a bonded title?
Yes. A bonded title is a legal title. You can sell or trade the vehicle just like any other car.
How do I find my vehicle's value?
Most states use a standard value guide or your purchase price. If you are not sure, send us the details and we will help you figure it out.