(762) 499-0237 Athens, Georgia Available 24/7 Contact@JunnoLLC.com
✨ Finally. An agency that writes these.
ICC Broker Bond

BMC-84 freight broker bonds, written

The $75,000 ICC broker bond is one of the toughest surety bonds to place in the country. Most agencies turn applicants away. Junno has the markets to get you bonded. Fast.

FMCSA Form BMC-84
$75,000
Required surety bond for freight brokers and freight forwarders
Filed With FMCSA
Bond Term Continuous
Required For Broker Authority
Junno Quote 15 Minutes
The Hard Truth

BMC-84 bonds are notoriously hard to place

If you have been shopping for an ICC broker bond, you already know. Most agencies will not even quote it. The ones that do often come back with surprise declines, sky-high rates, or collateral requirements that kill the deal.

Junno is different. We have built direct relationships with the carriers that actually write this class of bond. We say yes when others say no.

Sound Familiar?

What other agencies tell you

  • "We do not write broker bonds. Try someone else."
  • "You need 5+ years of broker experience."
  • "Your credit score is too low. Decline."
  • "We need full collateral. The $75,000 in cash."
  • "Our rate is 8% to 12%. Take it or leave it."
  • "It will take 3 to 6 weeks to underwrite."
  • "We do not work with new broker authorities."
Why Junno

We write the bonds others will not

A short list of why brokers keep sending us their hardest cases.

Direct market access

We work with the specific carriers that actually underwrite BMC-84 bonds. No filtering through programs that decline you on the first review.

New brokers welcome

You do not need years of broker experience to get bonded. We have programs specifically for new authority applicants.

All credit profiles

Excellent credit, mid-range credit, or rebuilding from a rough patch. We have markets for each. Bad credit does not mean no bond.

Fast decisions

Most quotes back the same day. Most approvals within 24 to 48 hours. No more waiting weeks to find out you are declined.

Competitive rates

Annual premiums typically range from $938 to $7,500 depending on credit and experience. We shop the markets to get you the best rate.

Get your authority faster

Your bond is the bottleneck holding up your FMCSA broker authority. We get you bonded so you can start brokering loads.

How It Works

From application to filed bond

Most BMC-84 bonds get filed with the FMCSA within 1 to 3 business days.

1

Apply online or by phone

Quick application takes about 10 minutes. We need basic business info, owner details, and consent to run a soft credit check.

2

We shop the markets

We submit your file to the specific carriers that write BMC-84 bonds. You get quotes from the markets most likely to approve you.

3

Review your quote

Most quotes come back same day. We walk you through the rate, terms, and any conditions before you commit.

4

Bond issued and filed

You pay the premium. The surety issues your bond and files it directly with the FMCSA. Your broker authority moves forward.

Common questions

What is a BMC-84 bond?

A BMC-84 is the surety bond freight brokers and freight forwarders are required to file with the Federal Motor Carrier Safety Administration (FMCSA) to get their broker authority. The bond amount is $75,000. It protects motor carriers and shippers if a broker fails to pay them.

What is the difference between BMC-84 and BMC-85?

BMC-84 is a surety bond. You pay an annual premium and a surety company guarantees the $75,000 on your behalf. BMC-85 is a trust fund. You deposit the full $75,000 in cash with a financial institution. Most brokers choose the BMC-84 bond because it does not tie up $75,000 in cash.

Why are BMC-84 bonds so hard to get?

The freight brokerage industry has historically had high claim rates. Many surety carriers either refuse to write this class entirely or only write it for very strong applicants. Add in the federal scrutiny of broker conduct and you have a class that most agencies simply do not pursue. Junno has built relationships with the specific markets that do write it.

How much does the BMC-84 bond cost?

Premiums typically range from $938 to $7,500 per year. Strong credit and experienced brokers see the lower end. New brokers or applicants with credit challenges pay more. We will get you actual quotes from multiple markets so you can see your real options.

Can I get a BMC-84 with bad credit?

Yes. We have markets specifically designed for credit-challenged applicants. The rate will be higher and some carriers require collateral, but you can still get bonded. Do not let one decline convince you it is impossible.

Can I get bonded as a brand new broker?

Yes. You do not need prior broker experience to get a BMC-84. We have programs for new authority applicants. Be ready to share your business background, plan, and personal financial picture.

How long does it take to get the bond filed?

Most applications get a quote back the same day. Once you approve the quote and pay the premium, the bond is typically filed with the FMCSA within 1 to 3 business days. The FMCSA then takes additional time to process your full authority application.

What happens if a claim is filed against my bond?

If a motor carrier or shipper files a valid claim against your bond, the surety pays the claim up to the $75,000 limit. You are then required to reimburse the surety. Multiple claims can lead to the surety cancelling your bond, which would put your FMCSA authority at risk.

Ready to get bonded?

Stop hearing "we don't write that"

Send us your information. We will get you actual quotes from the markets that actually write BMC-84 bonds. No more dead ends, no more weeks of waiting.